It is 2036. A household AI agent has already handled the bills, the schedules, and the groceries before you wake. Every student learns from a personal AI tutor, department leaders manage teams of agents rather than employees, and companion robots care for aging parents. None of this is science fiction, the underlying technology is in development today. The greatest risk is not that we overestimate what AI will do in the next ten years, but that we underestimate how profoundly it reshapes everyday life, and ignore the transformation already underway.